Privacy Policy

1. Who we are

This Privacy Policy explains how Future FinCraft (“Future FinCraft”, “we”, “us” or “our”) collects, uses, stores and protects personal information when you visit futurefincraft.com (the “Website”), read our guides, contact us or otherwise interact with us. Future FinCraft is an online-income education platform operated from Suite #604, Modhumita Building (5th Floor), 158-160 Motijheel C/A, Dhaka-1000, Bangladesh.

We respect your privacy and aim to collect only the information we genuinely need. By using the Website you acknowledge the practices described here. If you do not agree, please stop using the Website.

2. Information we collect

2.1 Information you give us

• Contact form and email: your name, email address, phone number (optional), the subject and content of your message and anything you choose to attach or include.
• Comments: if comments are enabled on an article, the name, email address and comment text you submit, together with your IP address and browser user-agent string to help with spam detection.
• Newsletter or updates: if we offer an email list in future, the email address and preferences you provide when you subscribe.
• Scam reports and corrections: details you share about a suspected scam or an error in our content.

2.2 Information collected automatically

• Log and device data: IP address, browser type, operating system, referring page, pages viewed, date and time of access and similar technical data recorded by our hosting server and security tools.
• Cookies and similar technologies: small files used to keep the Website working, remember preferences, protect against attacks and understand how the Website is used. See our Cookie Policy.
• Analytics: if we use analytics services, aggregated information about visits, such as approximate location (city or country level), device type and pages visited.

2.3 Information we do not want

Please do not send us sensitive information such as national ID numbers, bank or card details, mobile financial service PINs, OTP codes or passwords. We will never ask for them.

3. How we use your information

We use personal information only for purposes that are reasonable and connected to running an educational website:

• to reply to your questions, correction requests, scam reports and partnership enquiries;
• to operate, maintain, secure and improve the Website and our guides;
• to detect, prevent and respond to spam, fraud, abuse and security incidents;
• to understand which guides are helpful so we can plan new content;
• to send updates you have asked to receive, with an unsubscribe option in every message;
• to comply with legal obligations and respond to lawful requests from authorities.

We do not sell your personal information, and we do not use it to make automated decisions that have legal or similarly significant effects on you.

4. Our reasons for processing

Depending on the situation, we process personal information because you have asked us to (for example, when you send a message), because it is necessary for our legitimate interests in running a safe and useful website, because you have given consent (for example, to optional cookies or email updates), or because the law requires it. Where we rely on consent, you can withdraw it at any time.

5. When we share information

We share personal information only when necessary and with appropriate safeguards:

• Service providers that host the Website, provide security and anti-spam protection, deliver email, store backups or provide analytics. They may process data only on our instructions.
• Advertising and affiliate partners, if used in future, which may set cookies subject to your choices as explained in our Cookie Policy.
• Legal and safety reasons, where disclosure is required by law, court order or a lawful request from authorities in Bangladesh, or is necessary to protect the rights, safety or property of our readers, our team or the public.
• Business changes, if the Website is transferred as part of a reorganisation, in which case this policy will continue to protect your information.

6. International transfers

Some of our service providers may store or process data on servers outside Bangladesh. When this happens we choose reputable providers and take reasonable steps to ensure your information remains protected in line with this policy and applicable law.

7. How long we keep information

• Contact messages and related correspondence: generally up to 24 months after our last communication, unless needed longer for a legal reason.
• Comments: for as long as the comment remains published.
• Server and security logs: for a limited period, typically up to 90 days, unless needed to investigate an incident.
• Backups: overwritten on a rolling basis according to our backup schedule.

When information is no longer needed we delete or anonymise it.

8. How we protect information

We use reasonable technical and organisational measures, including encrypted connections (HTTPS), security and firewall software, login protection, limited administrator access, regular software updates and backups. No website or internet transmission is completely secure, so we cannot guarantee absolute security, but we work to protect your information and will act promptly if we become aware of a breach that affects you.

9. Your choices and rights

Subject to applicable law, you may ask us to:

• confirm whether we hold personal information about you and provide a copy;
• correct information that is inaccurate or incomplete;
• delete information we no longer have a valid reason to keep;
• stop sending you email updates (use the unsubscribe link or contact us);
• withdraw consent for optional cookies or other consent-based processing.

To make a request, email office@futurefincraft.com. We may need to confirm your identity before acting, and we aim to respond within 30 days.

10. Children’s privacy

The Website is intended for adults and older teenagers learning about work and careers. It is not directed at children under 13, and we do not knowingly collect personal information from them. If you believe a child has provided us with personal information, please contact us and we will delete it. Readers under 18 should involve a parent or guardian before signing up for any platform, job or payment service described in our guides.

11. Third-party websites

Our guides link to platforms, tools and official sources run by other organisations. Their privacy practices are their own responsibility. Please read the privacy policy of any website before you share personal information with it.

12. Changes to this policy

We may update this Privacy Policy as our Website, services or legal requirements change. The “last updated” date at the top shows when it was last revised. Significant changes will be highlighted on the Website.

13. Contact us

If you have questions about this Privacy Policy or how we handle personal information, please contact:

Future FinCraft
Suite #604, Modhumita Building (5th Floor)
158-160 Motijheel C/A, Dhaka-1000
Bangladesh
Phone: +880 1601-788868
Email: office@futurefincraft.com